Loans, Personal Lines Of Credit and Bank Cards
From buying very first house to refinancing a mortgage that is existing or benefiting from our Car Buying solution to getting credit cards with competitive prices and zero charges, we’ve got the loans and credit lines you’ll need.
Lending
Home Mortgages
Go with legit payday loans in Dorset a loan provider you can rely on. At DOCFCU, our experienced lenders will undoubtedly be you to choose the mortgage option that fits your needs and budget with you every step of the way, helping.
- Fixed and rate that is adjustable available
- Loan amounts from $75,000 – to $1,500,000
- Designed for main residences or homes that are secondno investment properties)
- Loans as much as 97% loan-to-value*
- First and 2nd home loan combination loans as much as 90per cent loan-to-value
- Handle your loan on the web, including making payments
- Designed for houses in most 50 states
- Obtain a personalized, no responsibility price estimate
- Get pre-qualified for the next home loan
- Explore the resource accessible to help you create smartly chosen options
Convenient On The Web Mortgage Access
You can view your home loan declaration, review your re payment history, look at your escrow balances, and even make an immediate payment that is online your account.
Have Mortgage Concerns?
For concerns regarding our application procedure, to obtain pre-approved or even to ask basic questions regarding getting a DOCFCU mortgage, please contact our specialists straight:
- Mike B. (202) 808-3628
- Celia M. (804) 368-6036
- Ron V. (804) 588-4787
- or e-mail us at info@docfcu.org
For concerns relating to your DOCFCU home loan application, please contact us at (804) 588-4788 or e-mail us at info@docfcu.org
For concerns with regards to your DOCFCU mortgage, please contact our home loan servicer at (877) 636-9790
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Residence Equity Loan and credit line – Zero Closing expenses*
A property equity credit line from DOCFCU may be a way that is smart fund a number of requirements, including a house renovation or repairs, education costs, the trip of an eternity, and on occasion even only to combine financial obligation. Our experienced loan providers are willing to assistance with tailored personal credit line only for you.
A property equity loan, or trust that is“second, is another choice that substitutes a set price for the adjustable price of a house equity credit line.
*No closing costs for an initial advance of $10,000 or maybe more. Borrow as much as 90% of the home’s value (minus your very first home loan balance) as much as $250,000 needs to be eligible for DOCFCU account. Other limitations may use, contact us for details. NMLS #810389
Residence Equity Credit Line
- A reduced adjustable interest price of Prime+0*
- No closing expenses on an initial advance of $10,000 or even more
- Tax-deductible interest re payments (check with your income tax consultant for details)
- The capability to borrow as much as 90per cent of the home’s value (minus your mortgage that is first balance as much as $250,000
Residence Equity Loan (2nd Trust)
- The lowest rate that is fixed
- Tax-deductible interest re payments (check with your taxation consultant for details)
- The capability to borrow as much as 90per cent of the home’s value (minus your first home loan stability) as much as $100,000
Prices
Have actually questions? We’re here to assist. Please phone 202.808.3600 to talk to one of our loan professionals today.
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Automobile Financing
A car loan from DOCFCU makes it possible to drive a bargain that is hard. Whether you’re thinking about purchasing a unique or utilized vehicle, or refinance your existing automobile loan to truly save cash, our low rates and value-added services could make a difference that is big.
- As much as 105per cent on used and new financing
- Fast approvals ( Within a day or less)
- Price matching open to qualified people
- Union benefits discounts (can’t be along with match price)
- Free Autocheck for used cars with application for the loan
DOCFCU Automobile Buying Service, Run On TrueCar â„¢
We’ll also offer provide a part .25% from the rate with the certificate of purchase if they use True Car and provide us.
Automobile Loan Calculators
Make use of our calculators to assist you calculate your payments that are monthly.
Extra Solutions
There’s more to a good deal than the usual good cost. That’s why a variety is offered by us of extra programs and tools to assist you both purchase wisely and protect your investment.
Extra Solutions
GAP Insurance to safeguard Your Loan
Assured resource Protection (GAP) insurance coverage assists relieve your monetary burden if you are paying the difference that is potentially high-cost your insurance coverage settlement as well as your loan stability on products straight associated with the acquisition of the car.
A loan officer at 202.808.3600 for more information, be sure to contact .
Features
- 90-day free look – you might cancel your security within 3 months of the enrollment date and get the full reimbursement with no termination cost.
- Skipped payments – security includes skip-a-payment or delinquent-payment features when it comes to life regarding the monetary agreement.
- Available on loans – safeguards used and new vehicles.
- Primary car insurance deductible – pays as much as $1,000 of the automobile tax deductible.*
Extensive Car Provider
Safeguard your self from unanticipated, high-cost repairs, not forgetting, boost the resale value, if you decide to offer your automobile.
Many car that is major happen following the factory guarantee duration stops. Without a car Service Agreement (VSA) — you may possibly end up investing in unanticipated and repairs that are expensive. As being a total outcome, extended protection for automobile repairs is becoming absolutely essential. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer an even more affordable way of protection for the brand brand new or qualified pre-owned vehicle.
Consult with your loan officer regarding your choices and find out how you can cut back to 50per cent off dealer rates. You may qualify for coverage even although you don’t now have a car loan with Department of Commerce Federal Credit Union.